Just read a n article about people blogging to help reduce their debt. I too am in debt. Every time I think I am closer to being debt free or have a little extra cash... boom something expensive happens. I spent $2000 on my dog a few weeks ago... he got of my yard and was hit by a car. He was worth the money... but I had to take it out of my IRA account. It will hurt next year at tax time, but for now I can enjoy my dog curled up by my feet, and know that he is not in pain.
I should probably list my debt. I am not really sure what I am in debt with any more... I will list them and probably come back to list the amounts in a few days, as I gather my bills.
Student Loans: 13000
First Premier Master card: 400
MasterCard (moon card): 300
Old Navy credit card: 400
*Kern Fed Credit Card: 3000
*Home Depot Card: 3000
*Lane Bryant credit: 250
*Avenue card: 250
Car: $15000
*Student loan: 2000
Total: $37600 in Debt!
I did pay off two card from Capital one in the past 6 months. I consolidated most of my debt (the ones with stars) in Fall of 2005. I pay $341 per month. I haven't really kept up with the amounts to see where I am. Not smart!
I work in civil service... I am at the top of my classification and I have a BA and working on my masters... and I take home after taxes $991.50 every two weeks! I am depressed now. I don't mind having the student loan and car payment... it's the credit card debt.
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